Transferring A Prearrangement

How-To Guide

Transferring a Pre-Need Funeral Policy to Red Rose Funeral Homes

Many families who’ve had meaningful experiences with Red Rose Funeral Homes have asked:
Can a pre-need funeral policy purchased through another funeral home be transferred to us?
The answer is:
Yes — absolutely.

Funeral insurance policies belong to you, not the funeral home where the policy was written. You’re free to transfer your plan without needing to notify the original provider — no awkward conversations required.


Why Transfer to Red Rose?

We’re proud to offer affordable, dignified funeral services. In many cases, when families transfer their pre-need policies to us, they receive a refund because our prices are more competitive than those at other funeral homes. We’ve helped families save hundreds and even thousands of dollars — without compromising on care or quality.


How the Transfer Works

If a death has just occurred:
Please contact us immediately. We’ll accept your policy and honor it fully, giving you peace of mind during a difficult time.

If you're planning ahead or considering a transfer:
We’d be happy to meet with you in person or over the phone to discuss your existing policy.

The process is simple:

  • The policyholder signs a short form changing the assignee to Red Rose Funeral Homes.
  • Our team can help you complete the paperwork in just a few minutes.
  • We’ll then honor all the details of your original plan — including specific casket choices, cremation preferences, and any selected service features.

We carry a full range of caskets and cremation urns that match or closely resemble what was specified in your original plan — including options for color, style, and decoration.

If your pre-arrangements include military honors, simply provide us with the veteran’s DD-214 form. We’ll coordinate directly with the appropriate veterans’ organizations to ensure honors are provided at the service.


We're Here to Help

Whether you’re ready to transfer a policy or simply exploring your options, we welcome all questions about pre-planning. Understanding your choices now gives you — and your loved ones — greater peace of mind later.

We invite you to contact our caring staff to begin the transfer process or to schedule a time to review your current arrangements.

Red Rose Funeral Homes — Here when you need us, with Dignity, Compassion and Respect.